Once the clocks go forward, the days get shorter and the seasonal lights are flicked on, naturally, people begin making their own mental preparations for what they need to do between now and 25th December. Unfortunately, a lot of that planned activity (whether it is presents, decorations, food, or socialising) comes with a price tag.
When you start doing all the calculations it’s easy to see why some people find this time of the year stressful.
But the good news is that now there is a simple and easy solution, one that should help sort out your Christmas cash flow. It might even let you afford that special treat you were hoping you’d find under the tree this year.